Three of the nation’s financial regulators on Wednesday launched a broad effort to identify rules that are unnecessary or too burdensome for banks.

Under a 1996 law, the Federal Reserve, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency are required to conduct such a review at least once every 10 years. The new study comes after Congress enacted a sweeping overhaul of financial laws in 2010. Agencies still are drafting remaining rules to implement the reforms.

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